Bank of New Hampshire
62 Pleasant St, Laconia, NH 03246
Financial Overview
Financial Health Analysis
Bank of New Hampshire is a currently active commercial lending specialization banking institution headquartered in Laconia, New Hampshire. Established in 07/02/1831, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Bank of New Hampshire manages $2.81B in total assets and holds $2.44B in customer deposits. When evaluating the stability of Bank of New Hampshire, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.46%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.95%, while its Return on Equity (ROE) sits at 8.23%. These robust metrics contribute to an overall health score of 9.3 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$116.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.BNH.bank
FDIC Certificate #: 18012
Specialization: Commercial Lending Specialization