Meredith Village Savings Bank
24 Nh 25, Meredith, NH 03253
Financial Overview
Financial Health Analysis
Meredith Village Savings Bank is a currently active mortgage lending specialization banking institution headquartered in Meredith, New Hampshire. Established in 01/01/1869, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Meredith Village Savings Bank manages $1.62B in total assets and holds $1.33B in customer deposits. When evaluating the stability of Meredith Village Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.58%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.56%, while its Return on Equity (ROE) sits at 5.90%. These metrics result in a moderate health score of 7.3 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$73.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.mvsb.com
FDIC Certificate #: 17180
Specialization: Mortgage Lending Specialization