Merrimack County Savings Bank

Merrimack County Savings Bank is a currently active commercial lending specialization banking institution headquartered in Concord, New Hampshire. Established in 01/01/1867, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Merrimack County Savings Bank manages $1.39B in total assets and holds $1.14B in customer deposits. When evaluating the stability of Merrimack County Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.96%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.53%, while its Return on Equity (ROE) sits at 5.93%. These metrics result in a moderate health score of 6.9 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.