Franklin Savings Bank

Franklin Savings Bank is a currently active commercial lending specialization banking institution headquartered in Franklin, New Hampshire. Established in 06/30/1869, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Franklin Savings Bank manages $908.2M in total assets and holds $771.5M in customer deposits. When evaluating the stability of Franklin Savings Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.80%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.15%, while its Return on Equity (ROE) sits at 13.30%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.