Savings Bank of Walpole

Chartered Bank Active FDIC Insured
Health Score
8.4 / 10

68 Ames Plaza Ln, Walpole, NH 03608

Financial Overview

Total Assets $848.9M
Total Deposits $776.7M
Profitability (ROA) 0.79%
Shareholder Return (ROE) 10.46%
Capital Cushion (Eq/Assets) 7.59%
Established 07/21/1875

Financial Health Analysis

Savings Bank of Walpole is a currently active commercial lending specialization banking institution headquartered in Walpole, New Hampshire. Established in 07/21/1875, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Savings Bank of Walpole manages $848.9M in total assets and holds $776.7M in customer deposits. When evaluating the stability of Savings Bank of Walpole, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.59%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.79%, while its Return on Equity (ROE) sits at 10.46%. These robust metrics contribute to an overall health score of 8.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$111.0M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.walpolebank.com

FDIC Certificate #: 18030

Specialization: Commercial Lending Specialization

Location

68 Ames Plaza Ln

Walpole, New Hampshire 03608

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