Sugar River Bank
10 N Main St, Newport, NH 03773
Financial Overview
Financial Health Analysis
Sugar River Bank is a currently active mortgage lending specialization banking institution headquartered in Newport, New Hampshire. Established in 01/01/1895, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Sugar River Bank manages $416.5M in total assets and holds $358.4M in customer deposits. When evaluating the stability of Sugar River Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.50%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.63%, while its Return on Equity (ROE) sits at 5.50%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$59.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.sugarriver.bank
FDIC Certificate #: 18028
Specialization: Mortgage Lending Specialization