Univest Bank and Trust Co.

Univest Bank and Trust Co. is a currently active commercial lending specialization banking institution headquartered in Souderton, Pennsylvania. Established in 04/01/1876, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Univest Bank and Trust Co. manages $8.11B in total assets and holds $6.92B in customer deposits. When evaluating the stability of Univest Bank and Trust Co., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.30%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.33%, while its Return on Equity (ROE) sits at 12.04%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.