S&T Bank

S&T Bank is a currently active commercial lending specialization banking institution headquartered in Indiana, Pennsylvania. Established in 05/21/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, S&T Bank manages $9.94B in total assets and holds $8.22B in customer deposits. When evaluating the stability of S&T Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.14%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.47%, while its Return on Equity (ROE) sits at 10.18%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.