United Community Bank
Chartered Bank Active FDIC Insured
Health Score
9.9 / 10
301 N Main St, Chatham, IL 62629
Financial Overview
Total Assets $4.17B
Total Deposits $3.53B
Profitability (ROA) 1.22%
Shareholder Return (ROE) 12.37%
Capital Cushion (Eq/Assets) 9.86%
Established 07/12/1965
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$76.8M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.ucbbank.com
FDIC Certificate #: 19459
Specialization: Commercial Lending Specialization