St. Charles Bank & Trust Company, National Association

St. Charles Bank & Trust Company, National Association is a currently active commercial lending specialization banking institution headquartered in Saint Charles, Illinois. Established in 09/21/1987, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, St. Charles Bank & Trust Company, National Association manages $3.54B in total assets and holds $2.99B in customer deposits. When evaluating the stability of St. Charles Bank & Trust Company, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.02%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.36%, while its Return on Equity (ROE) sits at 13.53%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.