Oriental Bank
254 Munoz Rivera, San Juan, PR 00918
Financial Overview
Financial Health Analysis
Oriental Bank is a currently active commercial lending specialization banking institution headquartered in San Juan, Puerto Rico. Established in 03/25/1965, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Oriental Bank manages $11.97B in total assets and holds $9.86B in customer deposits. When evaluating the stability of Oriental Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.90%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.74%, while its Return on Equity (ROE) sits at 16.07%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$9.86B avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.orientalbank.com
FDIC Certificate #: 31469
Specialization: Commercial Lending Specialization