FirstBank Puerto Rico

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

1519 Ave Ponce De Leon, Santurce, PR 00909

Financial Overview

Total Assets $19.07B
Total Deposits $16.65B
Profitability (ROA) 1.80%
Shareholder Return (ROE) 18.09%
Capital Cushion (Eq/Assets) 9.96%
Established 01/17/1949

Financial Health Analysis

FirstBank Puerto Rico is a currently active commercial lending specialization banking institution headquartered in Santurce, Puerto Rico. Established in 01/17/1949, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, FirstBank Puerto Rico manages $19.07B in total assets and holds $16.65B in customer deposits. When evaluating the stability of FirstBank Puerto Rico, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.96%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.80%, while its Return on Equity (ROE) sits at 18.09%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$1.51B avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.1firstbank.com

FDIC Certificate #: 30387

Specialization: Commercial Lending Specialization

Location

1519 Ave Ponce De Leon

Santurce, Puerto Rico 00909

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