Headwaters State Bank
Chartered Bank Active FDIC Insured
Health Score
8.4 / 10
4175 County Road B, Land O' Lakes, WI 54540
Financial Overview
Total Assets $119.6M
Total Deposits $100.4M
Profitability (ROA) 0.90%
Shareholder Return (ROE) 5.60%
Capital Cushion (Eq/Assets) 15.93%
Established 09/01/1921
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$50.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.headwatersstatebank.com
FDIC Certificate #: 9035
Specialization: Commercial Lending Specialization