Security State Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

7865 Us Highway 2, Iron River, WI 54847

Financial Overview

Total Assets $140.6M
Total Deposits $110.1M
Profitability (ROA) 3.53%
Shareholder Return (ROE) 17.78%
Capital Cushion (Eq/Assets) 19.73%
Established 06/06/1911

Financial Health Analysis

Security State Bank is a currently active commercial lending specialization banking institution headquartered in Iron River, Wisconsin. Established in 06/06/1911, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Security State Bank manages $140.6M in total assets and holds $110.1M in customer deposits. When evaluating the stability of Security State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 19.73%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 3.53%, while its Return on Equity (ROE) sits at 17.78%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$36.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.sbankonline.com

FDIC Certificate #: 9036

Specialization: Commercial Lending Specialization

Location

7865 Us Highway 2

Iron River, Wisconsin 54847

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