Bank of America, National Association
100 N Tryon St, Charlotte, NC 28202
Financial Overview
Financial Health Analysis
Bank of America, National Association is a currently active all other over 1 billion banking institution headquartered in Charlotte, North Carolina. Established in 10/17/1904, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Bank of America, National Association manages $2.67T in total assets and holds $2.13T in customer deposits. When evaluating the stability of Bank of America, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.05%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.12%, while its Return on Equity (ROE) sits at 12.16%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$589.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankofamerica.com
FDIC Certificate #: 3510
Specialization: All Other Over 1 Billion