First Bank
Chartered Bank Active FDIC Insured
Health Score
10.0 / 10
205 Se Broad St, Southern Pines, NC 28387
Financial Overview
Total Assets $12.94B
Total Deposits $11.03B
Profitability (ROA) 1.51%
Shareholder Return (ROE) 11.21%
Capital Cushion (Eq/Assets) 13.45%
Established 01/01/1934
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$95.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.localfirstbank.com
FDIC Certificate #: 15019
Specialization: Commercial Lending Specialization