West Valley National Bank

West Valley National Bank is a currently active commercial lending specialization banking institution headquartered in Goodyear, Arizona. Established in 12/22/2006, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, West Valley National Bank manages $76.5M in total assets and holds $69.0M in customer deposits. When evaluating the stability of West Valley National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.12%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is -2.36%, while its Return on Equity (ROE) sits at -25.33%. These figures yield a lower health score of 3.6 out of 10, indicating potential areas for operational improvement and tighter capital management.