Town & Country Bank Midwest

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

524 N 30th St, Quincy, IL 62301

Financial Overview

Total Assets $286.6M
Total Deposits $244.4M
Profitability (ROA) 3.28%
Shareholder Return (ROE) 22.99%
Capital Cushion (Eq/Assets) 14.45%
Established 01/01/1910

Financial Health Analysis

Town & Country Bank Midwest is a currently active commercial lending specialization banking institution headquartered in Quincy, Illinois. Established in 01/01/1910, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Town & Country Bank Midwest manages $286.6M in total assets and holds $244.4M in customer deposits. When evaluating the stability of Town & Country Bank Midwest, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.45%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 3.28%, while its Return on Equity (ROE) sits at 22.99%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$40.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.tcbankmidwest.com

FDIC Certificate #: 10460

Specialization: Commercial Lending Specialization

Location

524 N 30th St

Quincy, Illinois 62301

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