The Washington Trust Company, of Westerly

The Washington Trust Company, of Westerly is a currently active commercial lending specialization banking institution headquartered in Westerly, Rhode Island. Established in 01/01/1800, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Washington Trust Company, of Westerly manages $6.46B in total assets and holds $5.17B in customer deposits. When evaluating the stability of The Washington Trust Company, of Westerly, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.69%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.80%, while its Return on Equity (ROE) sits at 9.31%. These robust metrics contribute to an overall health score of 8.7 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.