THE VINTON COUNTY NATIONAL BANK
203 West Main Street, Mcarthur, OH 45651
Financial Overview
Financial Health Analysis
THE VINTON COUNTY NATIONAL BANK is a currently active all other over 1 billion banking institution headquartered in Mcarthur, Ohio. Established in 01/01/1867, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, THE VINTON COUNTY NATIONAL BANK manages $1.58B in total assets and holds $1.39B in customer deposits. When evaluating the stability of THE VINTON COUNTY NATIONAL BANK, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 10.28%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.25%, while its Return on Equity (ROE) sits at 12.16%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$81.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.vcnbfamily.bank
FDIC Certificate #: 6636
Specialization: All Other Over 1 Billion