The Security National Bank of Sioux City, Iowa
601 Pierce St, Sioux City, IA 51101
Financial Overview
Financial Health Analysis
The Security National Bank of Sioux City, Iowa is a currently active agricultural specialization banking institution headquartered in Sioux City, Iowa. Established in 01/01/1884, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The Security National Bank of Sioux City, Iowa manages $1.74B in total assets and holds $1.38B in customer deposits. When evaluating the stability of The Security National Bank of Sioux City, Iowa, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.67%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.76%, while its Return on Equity (ROE) sits at 14.96%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$138.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.snbonline.com
FDIC Certificate #: 4506
Specialization: Agricultural Specialization