The Security National Bank of Sioux City, Iowa

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

601 Pierce St, Sioux City, IA 51101

Financial Overview

Total Assets $1.74B
Total Deposits $1.38B
Profitability (ROA) 1.76%
Shareholder Return (ROE) 14.96%
Capital Cushion (Eq/Assets) 11.67%
Established 01/01/1884

Financial Health Analysis

The Security National Bank of Sioux City, Iowa is a currently active agricultural specialization banking institution headquartered in Sioux City, Iowa. Established in 01/01/1884, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Security National Bank of Sioux City, Iowa manages $1.74B in total assets and holds $1.38B in customer deposits. When evaluating the stability of The Security National Bank of Sioux City, Iowa, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.67%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.76%, while its Return on Equity (ROE) sits at 14.96%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$138.3M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: https://www.snbonline.com

FDIC Certificate #: 4506

Specialization: Agricultural Specialization

Location

601 Pierce St

Sioux City, Iowa 51101

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