The Peoples Bank

The Peoples Bank is a currently active all other under 1 billion banking institution headquartered in Brownstown, Indiana. Established in 01/01/1934, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Peoples Bank manages $325.6M in total assets and holds $300.9M in customer deposits. When evaluating the stability of The Peoples Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.21%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.22%, while its Return on Equity (ROE) sits at 17.02%. These robust metrics contribute to an overall health score of 8.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.