The National Iron Bank
195 Main St, Salisbury, CT 06068
Financial Overview
Financial Health Analysis
The National Iron Bank is a currently active mortgage lending specialization banking institution headquartered in Salisbury, Connecticut. Established in 08/17/1847, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The National Iron Bank manages $319.5M in total assets and holds $293.6M in customer deposits. When evaluating the stability of The National Iron Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.94%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.72%, while its Return on Equity (ROE) sits at 9.29%. These robust metrics contribute to an overall health score of 8.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$73.4M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.ironbank.com
FDIC Certificate #: 2496
Specialization: Mortgage Lending Specialization