The National Bank of Middlebury

The National Bank of Middlebury is a currently active mortgage lending specialization banking institution headquartered in Middlebury, Vermont. Established in 11/09/1831, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The National Bank of Middlebury manages $555.2M in total assets and holds $502.9M in customer deposits. When evaluating the stability of The National Bank of Middlebury, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.97%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.01%, while its Return on Equity (ROE) sits at 12.75%. These robust metrics contribute to an overall health score of 9.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.