The Lyon County State Bank

The Lyon County State Bank is a currently active commercial lending specialization banking institution headquartered in Emporia, Kansas. Established in 06/27/1913, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Lyon County State Bank manages $210.8M in total assets and holds $183.0M in customer deposits. When evaluating the stability of The Lyon County State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.12%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.68%, while its Return on Equity (ROE) sits at 20.39%. These robust metrics contribute to an overall health score of 9.2 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.