The First State Bank of Healy

The First State Bank of Healy is a currently active agricultural specialization banking institution headquartered in Healy, Kansas. Established in 07/10/1906, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The First State Bank of Healy manages $113.2M in total assets and holds $92.7M in customer deposits. When evaluating the stability of The First State Bank of Healy, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.12%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.19%, while its Return on Equity (ROE) sits at 8.75%. These robust metrics contribute to an overall health score of 9.6 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.