The First National Bank of Russell Springs

The First National Bank of Russell Springs is a currently active commercial lending specialization banking institution headquartered in Russell Springs, Kentucky. Established in 01/01/1906, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The First National Bank of Russell Springs manages $469.5M in total assets and holds $425.2M in customer deposits. When evaluating the stability of The First National Bank of Russell Springs, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.80%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.29%, while its Return on Equity (ROE) sits at 14.68%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.