The First National Bank of Fletcher
401 West Cole Ave, Fletcher, OK 73541
Financial Overview
Financial Health Analysis
The First National Bank of Fletcher is a currently active other specialized under 1 billion banking institution headquartered in Fletcher, Oklahoma. Established in 11/13/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The First National Bank of Fletcher manages $23.0M in total assets and holds $20.9M in customer deposits. When evaluating the stability of The First National Bank of Fletcher, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.86%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.89%, while its Return on Equity (ROE) sits at 9.80%. These robust metrics contribute to an overall health score of 9.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$10.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://fletcherbank.com
FDIC Certificate #: 4098
Specialization: Other Specialized Under 1 Billion