The First National Bank of Absecon

The First National Bank of Absecon is a currently active all other under 1 billion banking institution headquartered in Absecon, New Jersey. Established in 03/20/1916, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The First National Bank of Absecon manages $194.0M in total assets and holds $174.7M in customer deposits. When evaluating the stability of The First National Bank of Absecon, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.30%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.77%, while its Return on Equity (ROE) sits at 8.26%. These robust metrics contribute to an overall health score of 8.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.