The Exchange State Bank

The Exchange State Bank is a currently active agricultural specialization banking institution headquartered in Springville, Iowa. Established in 01/01/1934, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Exchange State Bank manages $54.9M in total assets and holds $50.1M in customer deposits. When evaluating the stability of The Exchange State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.19%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.89%, while its Return on Equity (ROE) sits at 10.64%. These robust metrics contribute to an overall health score of 8.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.