The Conway National Bank
1400 3rd Ave, Conway, SC 29526
Financial Overview
Financial Health Analysis
The Conway National Bank is a currently active commercial lending specialization banking institution headquartered in Conway, South Carolina. Established in 01/01/1914, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The Conway National Bank manages $1.94B in total assets and holds $1.62B in customer deposits. When evaluating the stability of The Conway National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.73%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.40%, while its Return on Equity (ROE) sits at 14.62%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$101.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.conwaynationalbank.com
FDIC Certificate #: 2102
Specialization: Commercial Lending Specialization