The City National Bank and Trust Company of Lawton, Oklahoma
500 Montgomery Sq, Lawton, OK 73501
Financial Overview
Financial Health Analysis
The City National Bank and Trust Company of Lawton, Oklahoma is a currently active commercial lending specialization banking institution headquartered in Lawton, Oklahoma. Established in 03/23/1901, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The City National Bank and Trust Company of Lawton, Oklahoma manages $445.1M in total assets and holds $373.6M in customer deposits. When evaluating the stability of The City National Bank and Trust Company of Lawton, Oklahoma, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.01%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.46%, while its Return on Equity (ROE) sits at 11.09%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$9.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.cnb1901.com
FDIC Certificate #: 4132
Specialization: Commercial Lending Specialization