The Citizens Bank of Edina
117 S Main St, Edina, MO 63537
Financial Overview
Financial Health Analysis
The Citizens Bank of Edina is a currently active agricultural specialization banking institution headquartered in Edina, Missouri. Established in 09/10/1914, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, The Citizens Bank of Edina manages $103.9M in total assets and holds $88.5M in customer deposits. When evaluating the stability of The Citizens Bank of Edina, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.30%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.99%, while its Return on Equity (ROE) sits at 14.15%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$88.5M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: http://www.cbofe.com
FDIC Certificate #: 12457
Specialization: Agricultural Specialization