The Citizens Bank of Clovis

The Citizens Bank of Clovis is a currently active commercial lending specialization banking institution headquartered in Clovis, New Mexico. Established in 01/01/1916, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, The Citizens Bank of Clovis manages $503.4M in total assets and holds $443.3M in customer deposits. When evaluating the stability of The Citizens Bank of Clovis, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 6.90%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.74%, while its Return on Equity (ROE) sits at 25.44%. These robust metrics contribute to an overall health score of 8.8 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.