TBO Bank
113 E South Front St, Orrick, MO 64077
Financial Overview
Financial Health Analysis
TBO Bank is a currently active commercial lending specialization banking institution headquartered in Orrick, Missouri. Established in 07/02/1902, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, TBO Bank manages $246.9M in total assets and holds $218.3M in customer deposits. When evaluating the stability of TBO Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.99%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.60%, while its Return on Equity (ROE) sits at 6.19%. These metrics result in a moderate health score of 7.3 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$109.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.tbobank.com
FDIC Certificate #: 10597
Specialization: Commercial Lending Specialization