State Street Bank and Trust Company

Chartered Bank Active FDIC Insured
Health Score
8.4 / 10

One Congress Street, Boston, MA 02114

Financial Overview

Total Assets $386.55B
Total Deposits $299.56B
Profitability (ROA) 0.81%
Shareholder Return (ROE) 10.55%
Capital Cushion (Eq/Assets) 7.43%
Established 01/01/1792

Financial Health Analysis

State Street Bank and Trust Company is a currently active all other over 1 billion banking institution headquartered in Boston, Massachusetts. Established in 01/01/1792, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, State Street Bank and Trust Company manages $386.55B in total assets and holds $299.56B in customer deposits. When evaluating the stability of State Street Bank and Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.43%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.81%, while its Return on Equity (ROE) sits at 10.55%. These robust metrics contribute to an overall health score of 8.4 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$99.85B avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.statestreet.com

FDIC Certificate #: 14

Specialization: All Other Over 1 Billion

Location

One Congress Street

Boston, Massachusetts 02114

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