South Lafourche Bank & Trust Company

Chartered Bank Active FDIC Insured
Health Score
9.1 / 10

13226 W Main St, Larose, LA 70373

Financial Overview

Total Assets $177.4M
Total Deposits $147.4M
Profitability (ROA) 0.91%
Shareholder Return (ROE) 8.03%
Capital Cushion (Eq/Assets) 11.21%
Established 10/13/1967

Financial Health Analysis

South Lafourche Bank & Trust Company is a currently active commercial lending specialization banking institution headquartered in Larose, Louisiana. Established in 10/13/1967, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, South Lafourche Bank & Trust Company manages $177.4M in total assets and holds $147.4M in customer deposits. When evaluating the stability of South Lafourche Bank & Trust Company, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.21%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.91%, while its Return on Equity (ROE) sits at 8.03%. These robust metrics contribute to an overall health score of 9.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$49.1M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.slbank.com

FDIC Certificate #: 19755

Specialization: Commercial Lending Specialization

Location

13226 W Main St

Larose, Louisiana 70373

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