Security State Bank

Chartered Bank Active FDIC Insured
Health Score
6.9 / 10

201 S 4th St, Basin, WY 82410

Financial Overview

Total Assets $430.8M
Total Deposits $383.4M
Profitability (ROA) 0.53%
Shareholder Return (ROE) 6.18%
Capital Cushion (Eq/Assets) 8.63%
Established 06/01/1929

Financial Health Analysis

Security State Bank is a currently active commercial lending specialization banking institution headquartered in Basin, Wyoming. Established in 06/01/1929, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Security State Bank manages $430.8M in total assets and holds $383.4M in customer deposits. When evaluating the stability of Security State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.63%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.53%, while its Return on Equity (ROE) sits at 6.18%. These metrics result in a moderate health score of 6.9 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$76.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: https://www.ssbwyo.bank

FDIC Certificate #: 12592

Specialization: Commercial Lending Specialization

Location

201 S 4th St

Basin, Wyoming 82410

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