Security State Bank
201 S 4th St, Basin, WY 82410
Financial Overview
Financial Health Analysis
Security State Bank is a currently active commercial lending specialization banking institution headquartered in Basin, Wyoming. Established in 06/01/1929, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Security State Bank manages $430.8M in total assets and holds $383.4M in customer deposits. When evaluating the stability of Security State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.63%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.53%, while its Return on Equity (ROE) sits at 6.18%. These metrics result in a moderate health score of 6.9 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$76.7M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: https://www.ssbwyo.bank
FDIC Certificate #: 12592
Specialization: Commercial Lending Specialization