Security Bank of Kansas City
701 Minnesota Ave, Kansas City, KS 66101
Financial Overview
Financial Health Analysis
Security Bank of Kansas City is a currently active commercial lending specialization banking institution headquartered in Kansas City, Kansas. Established in 10/13/1933, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Security Bank of Kansas City manages $3.82B in total assets and holds $3.18B in customer deposits. When evaluating the stability of Security Bank of Kansas City, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.59%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.39%, while its Return on Equity (ROE) sits at 12.05%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$88.3M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.securitybankkc.com
FDIC Certificate #: 4705
Specialization: Commercial Lending Specialization