Security Bank

Chartered Bank Active FDIC Insured
Health Score
7.9 / 10

602 W Main St, Newbern, TN 38059

Financial Overview

Total Assets $233.2M
Total Deposits $200.7M
Profitability (ROA) 0.67%
Shareholder Return (ROE) 7.10%
Capital Cushion (Eq/Assets) 9.47%
Established 01/01/1931

Financial Health Analysis

Security Bank is a currently active commercial lending specialization banking institution headquartered in Newbern, Tennessee. Established in 01/01/1931, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Security Bank manages $233.2M in total assets and holds $200.7M in customer deposits. When evaluating the stability of Security Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.47%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.67%, while its Return on Equity (ROE) sits at 7.10%. These metrics result in a moderate health score of 7.9 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$33.4M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.bankatsecurity.com

FDIC Certificate #: 2391

Specialization: Commercial Lending Specialization

Location

602 W Main St

Newbern, Tennessee 38059

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