Seacoast National Bank

Chartered Bank Active FDIC Insured
Health Score
7.1 / 10

815 S Colorado Ave, Stuart, FL 34994

Financial Overview

Total Assets $21.13B
Total Deposits $16.65B
Profitability (ROA) 0.62%
Shareholder Return (ROE) 4.25%
Capital Cushion (Eq/Assets) 14.35%
Established 01/01/1933

Financial Health Analysis

Seacoast National Bank is a currently active commercial lending specialization banking institution headquartered in Stuart, Florida. Established in 01/01/1933, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Seacoast National Bank manages $21.13B in total assets and holds $16.65B in customer deposits. When evaluating the stability of Seacoast National Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.35%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.62%, while its Return on Equity (ROE) sits at 4.25%. These metrics result in a moderate health score of 7.1 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$143.5M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.seacoastbank.com

FDIC Certificate #: 131

Specialization: Commercial Lending Specialization

Location

815 S Colorado Ave

Stuart, Florida 34994

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