Schaumburg Bank & Trust Company, National Association
1180 E Higgins Rd, Schaumburg, IL 60173
Financial Overview
Financial Health Analysis
Schaumburg Bank & Trust Company, National Association is a currently active commercial lending specialization banking institution headquartered in Schaumburg, Illinois. Established in 01/22/2001, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Schaumburg Bank & Trust Company, National Association manages $2.39B in total assets and holds $2.05B in customer deposits. When evaluating the stability of Schaumburg Bank & Trust Company, National Association, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.74%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.89%, while its Return on Equity (ROE) sits at 18.52%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$293.1M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.bankschaumburg.com
FDIC Certificate #: 57103
Specialization: Commercial Lending Specialization