Richland State Bank
Chartered Bank Active FDIC Insured
Health Score
9.8 / 10
602 1st St, Bruce, SD 57220
Financial Overview
Total Assets $46.2M
Total Deposits $41.6M
Profitability (ROA) 1.43%
Shareholder Return (ROE) 14.04%
Capital Cushion (Eq/Assets) 9.61%
Established 01/01/1927
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$41.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.richlandstate.org
FDIC Certificate #: 1675
Specialization: Agricultural Specialization