Regent Bank

Chartered Bank Active FDIC Insured
Health Score
8.1 / 10

7136 S Yale Ave, Tulsa, OK 74136

Financial Overview

Total Assets $2.07B
Total Deposits $1.81B
Profitability (ROA) 0.69%
Shareholder Return (ROE) 6.98%
Capital Cushion (Eq/Assets) 9.87%
Established 01/01/1898

Financial Health Analysis

Regent Bank is a currently active commercial lending specialization banking institution headquartered in Tulsa, Oklahoma. Established in 01/01/1898, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Regent Bank manages $2.07B in total assets and holds $1.81B in customer deposits. When evaluating the stability of Regent Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 9.87%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.69%, while its Return on Equity (ROE) sits at 6.98%. These robust metrics contribute to an overall health score of 8.1 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$301.7M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.Regent.Bank

FDIC Certificate #: 4160

Specialization: Commercial Lending Specialization

Location

7136 S Yale Ave

Tulsa, Oklahoma 74136

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