Redstone Bank

Chartered Bank Active FDIC Insured
Health Score
6.9 / 10

15765 E Arapahoe Rd, Centennial, CO 80016

Financial Overview

Total Assets $304.7M
Total Deposits $269.5M
Profitability (ROA) 0.52%
Shareholder Return (ROE) 4.58%
Capital Cushion (Eq/Assets) 11.18%
Established 07/02/2008

Financial Health Analysis

Redstone Bank is a currently active commercial lending specialization banking institution headquartered in Centennial, Colorado. Established in 07/02/2008, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Redstone Bank manages $304.7M in total assets and holds $269.5M in customer deposits. When evaluating the stability of Redstone Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 11.18%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.52%, while its Return on Equity (ROE) sits at 4.58%. These metrics result in a moderate health score of 6.9 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$89.8M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.redstone.bank

FDIC Certificate #: 58826

Specialization: Commercial Lending Specialization

Location

15765 E Arapahoe Rd

Centennial, Colorado 80016

Open in Google Maps →

Map