Quill Bank

Chartered Bank Active FDIC Insured
Health Score
10.0 / 10

3280 N University Ave, Provo, UT 84604

Financial Overview

Total Assets $1.50B
Total Deposits $1.28B
Profitability (ROA) 5.11%
Shareholder Return (ROE) 37.13%
Capital Cushion (Eq/Assets) 13.25%
Established 07/29/1993

Financial Health Analysis

Quill Bank is a currently active commercial lending specialization banking institution headquartered in Provo, Utah. Established in 07/29/1993, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Quill Bank manages $1.50B in total assets and holds $1.28B in customer deposits. When evaluating the stability of Quill Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.25%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 5.11%, while its Return on Equity (ROE) sits at 37.13%. These robust metrics contribute to an overall health score of 10.0 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$183.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: https://www.ccbank.com

FDIC Certificate #: 33823

Specialization: Commercial Lending Specialization

Location

3280 N University Ave

Provo, Utah 84604

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