Prescott State Bank

Prescott State Bank is a currently active agricultural specialization banking institution headquartered in Prescott, Kansas. Established in 09/26/1904, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Prescott State Bank manages $16.9M in total assets and holds $13.9M in customer deposits. When evaluating the stability of Prescott State Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 14.77%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.64%, while its Return on Equity (ROE) sits at 4.36%. These metrics result in a moderate health score of 7.2 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.