Peoples Bank Co.
8537 Main St, Altenburg, MO 63732
Financial Overview
Financial Health Analysis
Peoples Bank Co. is a currently active agricultural specialization banking institution headquartered in Altenburg, Missouri. Established in 01/01/1910, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Peoples Bank Co. manages $144.1M in total assets and holds $121.8M in customer deposits. When evaluating the stability of Peoples Bank Co., one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 7.74%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 0.67%, while its Return on Equity (ROE) sits at 8.10%. These metrics result in a moderate health score of 7.5 out of 10, suggesting standard financial stability and adequate capital levels in line with industry averages.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$40.6M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: peoplesbankco.com
FDIC Certificate #: 12226
Specialization: Agricultural Specialization