One Bank of Tennessee

One Bank of Tennessee is a currently active commercial lending specialization banking institution headquartered in Cookeville, Tennessee. Established in 11/01/1901, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, One Bank of Tennessee manages $1.67B in total assets and holds $1.49B in customer deposits. When evaluating the stability of One Bank of Tennessee, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 8.68%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 2.06%, while its Return on Equity (ROE) sits at 23.64%. These robust metrics contribute to an overall health score of 9.5 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.