Oklahoma Capital Bank
8080 S Yale Ave, Tulsa, OK 74136
Financial Overview
Financial Health Analysis
Oklahoma Capital Bank is a currently active commercial lending specialization banking institution headquartered in Tulsa, Oklahoma. Established in 08/10/1963, this institution operates under regulatory supervision and is fully insured by the FDIC.
As a financial institution, Oklahoma Capital Bank manages $181.9M in total assets and holds $150.6M in customer deposits. When evaluating the stability of Oklahoma Capital Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.29%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.
In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.31%, while its Return on Equity (ROE) sits at 9.79%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.
Risk & Growth Profiles
✓ Clean Regulatory Record
No recent history of FDIC conservatorship or financial failure.
Deposit Momentum
$50.2M avg deposits per branch.
Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.
Operations & Contact
Contact
Website: www.oklahomacapitalbank.com
FDIC Certificate #: 18856
Specialization: Commercial Lending Specialization