Oklahoma Capital Bank

Chartered Bank Active FDIC Insured
Health Score
9.9 / 10

8080 S Yale Ave, Tulsa, OK 74136

Financial Overview

Total Assets $181.9M
Total Deposits $150.6M
Profitability (ROA) 1.31%
Shareholder Return (ROE) 9.79%
Capital Cushion (Eq/Assets) 13.29%
Established 08/10/1963

Financial Health Analysis

Oklahoma Capital Bank is a currently active commercial lending specialization banking institution headquartered in Tulsa, Oklahoma. Established in 08/10/1963, this institution operates under regulatory supervision and is fully insured by the FDIC.

As a financial institution, Oklahoma Capital Bank manages $181.9M in total assets and holds $150.6M in customer deposits. When evaluating the stability of Oklahoma Capital Bank, one of the most critical metrics is its Capital Cushion (Equity-to-Assets Ratio). At 13.29%, this indicates how much financial loss the bank can absorb before depositors' funds are placed at risk. A strong equity cushion is a key indicator of a bank's ability to weather economic downturns.

In terms of operational efficiency, the bank's Return on Assets (ROA) is 1.31%, while its Return on Equity (ROE) sits at 9.79%. These robust metrics contribute to an overall health score of 9.9 out of 10, signaling a well-capitalized and efficiently managed operation that effectively balances risk and shareholder return.

Risk & Growth Profiles

✓ Clean Regulatory Record

No recent history of FDIC conservatorship or financial failure.

Deposit Momentum

$50.2M avg deposits per branch.

Measures how much capital the bank holds against its physical footprint. A higher ratio indicates a highly liquid, lower-overhead lending profile.

Operations & Contact

Contact

Website: www.oklahomacapitalbank.com

FDIC Certificate #: 18856

Specialization: Commercial Lending Specialization

Location

8080 S Yale Ave

Tulsa, Oklahoma 74136

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